Features

Social Security Matters Ask Rusty — Please clear up our confusion about our Social Security payments?

Dear Rusty: I am thoroughly confused. What do I need to do to continue receiving automatic Social Security deposits to my bank account, and maintain our Medicare and Supplement health insurance? My wife has received her SS deposit regularly on the 3rd Wednesday each month with automatic bank deposit for many years. I have received my SS deposit regularly the 4th Wednesday each month with automatic bank deposit also for many years. Can you please tell me what to do to continue receiving these automatic deposits?

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‘That’s the Spirit!’

Twice today, rainy day that it is, I have been greeted with “Nasty day, isn’t it?” To which I responded the first time as I flung my arms wide as though to receive the rain with joy, to accept it for the blessing that it is, “It’s a wonderful day, and I am thankful to have lived long enough to see it!” The interrogator smiled and said, “Have a great day!” That’s the spirit.

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Plain Vanilla ‘The rest of the story’

I am sitting here after one o’clock in the morning thinking of an incident that took place when my father was 85 years of age. I took him out to Doctor Fearnow’s small orchard to introduce him to the old gentleman. We stood in the driveway next to the stand where the man sold his produce. The two men exchanged some experiences, found that they had some things in common. Dad was a minister, the doctor had been a missionary to Haiti in his younger day, he said.

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Social Security Matters Ask Rusty — When should my wife claim Social Security?

Dear Rusty: My wife was born in July 1959, and her recent SS benefit estimate is $3,337 at her full retirement age, or $4,397 at age 70. She is presently employed full-time and intends to continue working until she is 70. She is wondering when the most financially advantageous time would be to draw her SS retirement.

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Social Security Matters Ask Rusty — Will my Social Security increase if I keep working after I apply?

Dear Rusty: I am going to be 67 in a few weeks & I plan on working for another year or two. According to Social Security, they count the best 35 years to come up with your benefit. I currently have 30 years, with 2024 and 2025 taxes yet to be filed. If I take my benefit now, will I get an upward adjustment after filing my taxes for those years, or do I need to wait to apply for SS until after filing my taxes to get credit for those years? Signed: Still Working

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