Features

Social Security Matters

Dear Rusty: I hope we haven’t made a mistake! My wife just applied for her Social Security benefit. She was born in May 1962, and the estimated amount of her benefit is $1,280/month. Her work income last year was $5,616; however, mine was about $65,000. I do not plan on taking my benefit until the age of 70 in July of 2027.

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Plain Vanilla ‘Hunting Season’

“Deer season starts next week.” Dad was sitting at the kitchen table with the .30-06 lying on the oilcloth, its bolt below the trigger guard, can of gun oil beside them. The cleaning cloth was in his hand, he was reaching for the ramrod. I had no clue that it was October or that hunting was on his mind. Not much.

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‘Be Kind to the elderly’

People make fun of old guys, asking, Why do they wear their belt so close to the armpits? I am an elderly gentleman, not to mention an old guy, not to put too fine a point on it. Life’s experiences and empirical evidence may serve us well in this case, and since you have not lived long enough to observe it yourself, I will tell you why.

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Social Security Matters

Dear Rusty: I am a married woman, at my full retirement age, and the primary earner in my marriage. How do I know if I should take my Social Security now or wait till 70? I will lose quite a bit if I take it now. How will it affect my taxes if I take it now while still working a full-time job?

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Social Security Matters

Dear Rusty: Please help. I served from 1964 to 1966 in the US Army. I have been trying to contact Social Security in order to request extra benefits for veterans. The telephone is a recording, and you never get to speak to anyone. The web site at www.ssa.gov is useless to me. I went to the SS office and there was a huge line outdoors in the freezing cold. I am disabled and cannot stand on a line in this cold. Please advise me about my options. Financially, is it worth the trouble?

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Plain Vanilla

I am neither the most affable nor the most sociable person in the county, but people interest me. I find that if I show an inkling of that interest to a near-stranger, or even a complete stranger, an interesting conversation is likely to ensue.

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